DO YOU HAVE ALL YOUR DUCKS IN A ROW?

HI. WE’RE LAMBE & ASSOCIATES.

We’ve been providing independent financial services on PEI for over 35 years.

And we want to talk about your DUCKS.

DO YOU HAVE ALL YOUR DUCKS IN A ROW?

ENSURING YOUR LIFE INSURANCE HAS YOU (AND THOSE YOU CARE ABOUT) TRULY COVERED.

Life happens. When it does, there are costs beyond just the event itself. And those costs may affect more than you’d expect.

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At Lambe & Associates, we protect people – not things. Whether it’s covering immediate debts, medical costs, funeral expenses or leaving a legacy to your friends and family, we make insurance planning simple. From affordable premiums to helping lock in your benefits, we are here to work with you as your life evolves.

• Term Insurance
• Permanent Insurance; Whole Life or Universal
• Health & Disability Insurance
• Critical Illness Insurance

When life happens, make sure it rolls off you like ‘water rolls off a ducks back’ by investing in the right Life Insurance plan.

MAKING YOUR MONEY WORK FOR YOU.

At Lambe & Associates, we focus on personalized strategies with diverse and flexible portfolio options. We get to know you and customize your plan for what you can invest today to best maximize your returns for tomorrow which includes ongoing monitoring by our experienced Island-based team.

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• Retirement Income Fund
• Registered Retirement Savings Plan
• Registered Education Savings Plans
• Tax-Free Savings Accounts
• Life Income Fund
• Non-Registered Investments

If you have investment payments going out each month but aren’t really sure what they are doing or how they will add up in the end, let’s talk.

INVESTING IN THE ‘WORK FLOCK’.

If your workplace doesn’t have a pension or group savings plans, it’s often due to employers believing there just isn’t a plan out there that fits their business.

If you run your own business and don’t have a plan in place, it’s not as complicated and complex as you might think.

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Lambe & Associates can determine what type of savings plan is the best fit for your organization. We will set up and manage your plan, educate plan members, and be available every day to help you and the plan members with any questions or concerns.

• Group Registered Retirement Savings Plans
• Group Registered Pension Plans
• Group Deferred Profit Sharing Plans

We make sure everyone in your workplace is swimming in the right positive direction.

LOOKING OUT FOR THE HEALTH OF THE ‘FLOCK’.

The longterm financial health of your work family is one thing. Their ‘health-health’ is another.

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• Group Health Insurance
• Group Dental Insurance

Often prescriptions, certain treatments, private hospital rooms, and medical equipment are not covered by Canada’s healthcare system. Many dental procedures can cost thousands of dollars out of pocket.

Through our partners at PEI Employee Benefits Agency, Lambe & Associates can help to ensure that “a healthy employee is a happy employee” is more than just a saying.

PROTECTING THE ‘BOSS DUCKS’ TOO.

Corporate Insurance = Corporate ‘Assurance’.

Assurance that your company is set up for success now and in the future, all while protecting the financial well-being of all shareholders involved if applicable.

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• Corporate Tax, Business Estate Planning and Generational Asset Transfer
• Shareholder Agreement Funding Buy-Sell Strategies
• Creditor and Key Person Life Insurance

No two ducks are exactly alike and neither are businesses. Lambe & Associates have worked with hundreds of business owners across the Maritimes, and we’re ready to help you plan for the future, invest in the future, all so you can enjoy the future.

Let’s talk about getting all your ducks in a row.

Because the best financial planning involves more than one ‘duck’.

Consultations are always free.

CONTACT US today.